Reasons why regional areas have the potential for growth this year

Washington Brown of Sydney has given the reason why the property market is changing this year as compared to the last few years.

The report states that a lacklustre start to 2019 was largely due to apprehension around last year’s Federal Election and particularly proposed housing-related tax policies from the ALP. Au founder Terry Ryder. 

“One year ago everything was super negative but now things are much more positive”, he states.

Let’s first look at why prices have started to rise again…

In the wake of the uncertainty in the property market over 2019 many sellers decided to hang onto their homes, fearing they wouldn’t get the desired price, and construction also eased. This led to a lack of available stock for buyers to choose from, which Ryder says was one of the several factors contributing to the price growth that started towards the end of the year and has continued into this year. 

One of the factors in the escalation of prices, particularly in bigger cities, was that at a time when demand recovered quite strongly, there was very little supply and vacancies were generally low in most locations around Australia.

Ryder says, “There was a lot of competition for good properties available, which was a big factor in price growth last year”.

Now, in 2020, there are signs supply is starting to rise, with sellers more confident in testing the market, and more construction in the pipeline, so price inflation that occurred due to a lack of stock will likely be tempered moving forward. 

Sydney’s listings are still 24. These events include an easing of lending restrictions, tax cuts, three interest rate reductions and more positive media coverage on the market. There are always multiple factors in why the market rises and these factors are all part of the equation, says Ryder.

But with more supply coming to the market this year, it will take some pressure off prices, particularly in Sydney and Melbourne. The market will settle down a bit and be what you might call a ‘normal’ market. Indeed, the latest CoreLogic Home Value Index found that while property prices rose across every capital city in January, the rate of growth had slowed in recent months. 1%, which is the fastest pace of growth for a 12-month period since December 2017, but in January the index was up by a total of 0.9 per cent

Growth markets are on the increase this year

Hobart has had a good run and is likely past its peak, and Darwin is still struggling, adds Ryder. He points out that regional areas also have the potential for growth this year, with the strongest market being regional Victoria, with parts of regional New South Wales also looking promising, including Orange, Wagga Wagga, Goulburn and Dalby. In regional Queensland, the Sunshine Coast offers some of the best growth potentials, with a strong economy, while some parts of Central Queensland are also recovering, including Mackay.

My business partner EK Capital has put in strategies to help you take advantage of this enabling environment to invest in the New South Wales and Queensland regions. Click here for an application

Earn While You Learn Apartments

My colleague Lance Edwards bought his first small apartment nothing down. 
And within 3 years, he retired from his corporate job.

Since then, he’s done hundreds of deals directly and with students.

How many apartments can you afford to buy if you have no cash or credit or risk? And
someone else does the management?

Uh... The answer would be all of them.

On this webinar, Lance shows you the techniques everyday people use to buy apartments nothing down.

Live case studies which you can copy.

Reserve your seat for this FREE training:
How to Profit in Small Apartments Using No Cash or Credit
Register Here
To your success,

Charles Vincent Kaluwasha
JV Partner

P.S. He'll also show you how you can partner with his apartments fund, nationwide and part-time.

Reserve your seat for this FREE training:
How to Profit in Small Apartments Using No Cash or Credit
Click to Register Here

A Remarkable Recovery in The Australian Housing Market

CoreLogic has released a report on the profile of the current buyers in 2020.This report will educate you on why the Australian housing market is on its recovery as opposed to the negative report from the mainstream and other sources.

  • New buyers are looking at the quality of the property, location before they buy it as a principal place of residence rather than renting it out to someone.
  • The demand for medium density dwellings in inner -urban areas is on higher demand as evidenced by 171,760 new dwelling approvals by Regional local councils across Australia. These areas include ACT, Brisbane, Sunshine Coast and Gold Coast, parts of Western Sydney and areas on the fringe of the Melbourne metropolitans, for example, Urban centres of Victoria, New South West Queensland.
  • The data shows us that there were more approvals for detached houses 60.7% followed by high-density units (four to more storey building like the Grove, averaging 25.2% while approvals for housing type averaged 14.1%.
  • In this report, high density housing option was favoured by young families seeking a more affordable housing close to the city centres. Also, older Australians are downsizing in their current areas of residence to move to medium density areas in order to reduce housing cost in retirement. They prefer moving to arears where there is established transport and social infrastructure such as hospitals and recreation facilities to enjoy their retirement lifestyle.
  • The other factor that will drive the recovery of housing market this year is the continued increase in population in metropolitan regions. This will increase the demand for houses and multifamily units.
  • The ABS data suggests that dwelling prices are expected to continue rising in 2020, there will be a surge of investors buying more housing units, forcing cheaper housing options to rise.
  • It is believed that the millennials will try to buy their first homes in unaffordable markets by taking advantage of the new innovative mortgage functions that allow mums and dads to fund their children’s housing, joint venture purchases between friends is becoming an important strategy in owning houses. In a similar cohort study, the millennials in the ages 25-34 age group will be a transition from renting to purchasing their own homes to fulfil the “Australian dream.”
“Australian Dream”
  • In this recovery period, the investor cohort is expected to rise in the year as a result of rising rental demands from those who cannot afford the above strategy. In addition, the low mortgage rates that the bank governor has slapped on the lending institutions, will attract more and more investors into the housing market.

If you are on the fence, this is the time to enter the housing market, by taking advantage of the low interest rates. Come out of your comfort zone and take a giant step.


A certain man who loved his job because he was well paid, and he never thought of saving money. Anyway, one day he received a redundancy letter and got laid off. Soon or later he was homeless. Why? Because he lacked financial education!

Don’t let this be you, buy our course to start your own business today and never worry about your future again

Don’t sweat the small stuff

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Now let’s dive into today’s informative content…

Don’t sweat the small stuff.

You’ve no doubt heard and perhaps even tried to implement this useful
proverb into your daily life at some point, but how many of us fail to do
so in our business? This is also often referred to as majoring in the minor.

The 80/20 rule. (20% of your output produces 80% of your results)

Focusing on things that bring little or no positive return is a recipe for
going out of business. Many times we do this as an escape from doing the
hard things that do matter.

Doing the more difficult and important things first can often give you a
shot of momentum in many areas of your life and business. You feel as
though you’re taking care of business, and the message you send to those
observing you is the same because that’s indeed the case!

Don’t confuse small with unimportant, either. Identify and prioritize
your tasks so that you are keenly aware of the return on your investment of
time and energy. Even if you outsource or delegate many of your day-to-day
tasks, be sure to prioritize for the people doing the tasks so they
understand what to do too.

While it’s tempting for us to think that all of the items that show up on
our business radar are vitally important, the truth is that only a portion
will dramatically impact your bottom line. Make these your focus, and leave
the rest for times when you’ve run out of A-list tasks.

Your bottom line will thank you!

Charles Kaluwasha

P.S. Get 5 Checks Per Month – No Experience Needed! It takes
multiple streams of income to succeed online. We have the
TOP five programs online all under ONE roof! You can get started
now for less than dinner and a movie! Get the exciting details…

P.P.S. I’m an affiliate for the products referenced in my blog post.
That means I make money if you decide to buy something. But I only
tell you about the really good stuff – the stuff that works. My
ultimate goal is to partner with you and help you build a successful
business online. I hope you understand that. If you have questions
or want to get in touch with me, just leave a comment or email me. I’m human… 🙂

Here is why email marketing is vital to your business

Email marketing made easy.

Want to get an email marketing campaign up and
running in minutes? AWeber can help.

Powered by AWeber

Email marketing remains the number one strategy in building your brand and rapport with your clients. Every business has an email marketing software they use to communicate with their leads, clients and customers. In this article, I am going to give you real practical examples that I have curated in my research to help you understand why email marketing remains the main strategy to engage with your list or database on a regular basis.

The first case study we shall learn about is Dean, a buyer’s agent based in the east coast of Australia.

He increased his open rate by 50 per cent using email marketing service which he learned from Elite Digital Campaigns. He is brilliant at face to face communication and on phone to his database of 1,3644. Unfortunately, he was not successful with that strategy until he started using the email marketing strategy thoroughly. Within a few weeks, he was able to receive 1084 unique opens and 186 total replies.

As an entrepreneur, you do not have to stick to something that does not bring you the results you want. Dean was able to change his strategy because he is a do-er who applied himself and just get on with it.

Such people see the opportunity to build or evolve their business into a masterpiece and don’t stop until it happens.

The second case study is of Noah Kagan the CEO of Sumo. He wrote, “I wouldn’t be here writing to you if not for my follow-up emails using email marketing software and he added, follow up can be easier when you set it up and forget with an autoresponder”.

The third and last case study is about EastVille Comedy Club that built its business with email marketing software. In his email campaign, 50 percent of the business comes from email marketing. In his own words he states, “there is so much content readily available and reminds people like you and I that there is something different that you may want to check about.

In this case study, Aweber worked with EastVille Comedy Club to create a flexible package to fit the needs of their growing business and saved them some money in the process.

The favourite feature that impressed EastVille Company was the Awebers Free Smart Design software that is able to capture all your core brand components, logo, images and colour palette to create a branded email template that matches the look and feel of your website.

In fact, statistics show us that over 1,000,000 users have found success and accelerated their path to growth with Aweber email marketing software service.

Take a free 30 days trial and you will love it!

What Does Google Consider Authority?

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Ever since Google algorithm updates started some years ago, a site’s authority has become increasingly important. Now, since every day that goes by, thousands of new sites appear online, Google has recognized the need to differentiate sites by virtue of their relative importance.

Thus, authority became an important ranking factor.

So what does this mean for the average or new site? Can you hope to aspire to something resembling authority in a reasonable amount of time?
And what exactly is involved in the process?

Thankfully, there are clues.

The first thing to understand is that this isn’t an overnight process.
There are a lot of moving parts in building an authoritative site and being consistent and creative for the long haul.

The best habits to develop early on in your site’s quest for authority is to become a content maven. Create your own, curate the content of others, utilize guest posters, share your content in different ways, and encourage engagement whenever possible.

Some of the elements that seem to have a great effect on building an authority website include:

[x] Regularly adding new original content

[x] Posting videos to YouTube and linking back to your site

[x] Submitting press releases about your site’s news

[x] Consistently updating your blog

[x] Social media sharing on your site, plus an active Facebook, Google+, Twitter, and LinkedIn presence.

[x] Authoritative and accurate inbound and outbound links

[x] Solid internal linking and on-page SEO

There is a lot more you could do, but suffice it to say that if you were to accomplish a good portion of this, you’d be far ahead of most in your niche!


Charles Kaluwasha

P.S. Get 5 Checks Per Month – No Experience Needed! It takes
multiple streams of income to succeed online. We have the
TOP five programs online all under ONE roof! You can get started now for less than dinner and a movie! Get the exciting details…

P.P.S. I’m an affiliate for the products referenced in my emails.
That means I make money if you decide to buy something. But I only tell you about the really good stuff – the stuff that works. My ultimate goal is to partner with you and help you build a successful business online. I hope you understand that. If you have questions or want to get in touch with me, just reply to this email. I’m human… 🙂

Easier Way To Buy Property at less than 40% Market Value.

If you want to make a profit faster in real estate investing, you must look for motivated leads in the market that are willing to sell their properties at less than 40% of the market value. In that way you can easily buy, hold and flip to get your real estate investment profit faster.

How do you find these leads?

There are a lot of systems and software available online that help you search for these leads for your real estate investing portfolio, but they cost a lot of money. Some software goes for $97-$300 per month. Advantage of the software is that you don’t have to spend time searching the internet, it does the work for you in the shortest time period.

But if you are in Australia, you can enrol into a Real Estate Rescue Program and receive the list of motivated leads on a monthly basis as part of the investing package. Each state has an updated list of motivated leads that you can follow with them to get your first deal.

The list below includes some of the highly motivated leads:

Prospective Sellers

People who have lived in their homes for longer than average for their area. These leads are often ready to sell their houses.


Houses currently going through the foreclosure process. These homeowners are highly motivated to sell to get the bank off their back and avoid foreclosure.


Houses inherited after the owner dies. They often sell for cheap because the new owner doesn’t want to maintain them.


Homeowners who have recently filed for bankruptcy. They are very motivated to sell.


Houses owned by a couple who has filed for divorce. They often want to sell quickly to get cash and move on.

Free & Clear Leads

People who have paid off their mortgage. These sellers are typically older and may sell below market value.

For Sale By Owner

Owners who choose to sell their homes without a Realtor. They are often open to negotiating with investors.


Houses reclaimed by the bank. Banks sell these houses at a discount to get them off their books.

Private Lenders

Wealthy individuals who fund real estate deals at better rates (and with less hassle) than hard money lenders or banks.

Cash Buyers

Investors and landlords who have paid cash for houses, and are likely to buy more houses in the future.

Absentee Owners

Property owners who don’t live in the house. They are often burned-out landlords, ready to sell at deep discounts.

Out-of-State Owners

Like absentee owners, but more motivated to sell because they are too far away to deal with the property in person.


Houses currently going through the foreclosure process. These homeowners are highly motivated to sell to get the bank off their back and avoid foreclosure.

High-Equity Leads

Houses with a mortgage where the owners have over 90% equity. These sellers have more room to negotiate and may accept a lower price.

Craigslist Leads

Off-market leads usually only accessible by manual search. 

DG Institute which sells the Real Estate Program have motivated sellers, cash buyers, and private lenders in every state, and all the tools work nationwide. You can email, call, or text motivated sellers, cash buyers, and private lenders for free. There’s no extra charge to send emails, only when you send direct mail to their home addresses.

If you want to get started building your small apartment investment portfolio, contact us and we shall give you the details on how to enrol into this famous and lucrative course that thousands of Aussies are benefiting from!.

Harness the power of Grammarly on your Apps and desktop

A few months ago, a friend and author introduced me to this software called Grammarly, a grammar and spelling checker for proofreading articles, book chapters and blog posts. As an author and a blogger, I find it handy for proofreading my work – and it works like a charm.

  • Saves Your Valuable Time
  • Gives you the ability to write Effectively and
  • Strengthens Your writing Skills

In this article, I’ll cover only the features I have been using since I discovered this amazing software. There may be more features to tap from.

As I stated earlier, Grammarly is a writing tool that helps you check for several types of errors.

Grammar and punctuation

It detects grammar and punctuation mistakes – basic to advanced. It also provides real-time suggestions and guidelines on how to correct these mistakes.

Spell Check

It’s also a robust spell check tool that keeps your writing mistake-free.
Plagiarism Grammarly detects plagiarism, by comparing your writing to billions of web pages across the web.

Self-editing tool

It will also help you self-edit your work by providing real-time insights about your readability score, sentence-length and so on. This is extremely important for adapting your genre-specific writing style for a particular audience.
Grammarly is useful for both native English speakers and those who don’t write in the English language that often or English as a second language.

Perfect for business professionals, students and professional writers

Any business professional who wants to draft an accurate report, presentation, email or social media post.
Students For new writers and professional writers, this grammar checker acts as another line of defence, even if they are native english speakers.

Additionally, Grammarly offers settings specific to Canadian English, American English, British English, Australian English and more.

You can use it to make sure your book, article or blog post is accurate and easy to read.
The premium version is also useful for students who may have a batch of work they want to check.
You can take out a subscription for a month, check your work and then cancel if you need to otherwise keep it if you are a busy writer.
That being said, be careful to ensure that you’re not violating any rules and regulations set by your university or school.

How Grammarly Works

Once you create a Grammarly account for free, take a tour of the Grammarly editor, found on the dashboard.Here you can set writing goals based on your

  • Intent e.g., inform, tell a story or describe
  • Audience e.g., general or expert Style e.g., formal or informal
  • Emotion e.g., mild or strong
  • Domain e.g., academic, business or technical Grammarly delivers insights based on these goals.
  • There are several ways to use the Grammarly software to review your work, and you don’t need any technical know-how to do it.

Copy and Paste

Copy and paste your entire article, book or extracts of your writing into Grammarly for proofreading, grammar checking and for a spell check.
By clicking on ‘Import,’ you can also upload a Microsoft Word document into Grammarly.

You can actually use Grammarly as your primary writing app, by writing directly in the tool environment. As you type, Grammarly will automatically start pointing out errors. Once you click on the highlighted word in red, Grammarly will show you the errors and suggests the correct word, grammar or missing comma, hyphen and full stop.

Using the Grammarly Chrome extension.

When you install Grammarly Chrome extension by accepting the terms and condition, You’ll get suggestions from Grammarly as you write on Gmail, Twitter, LinkedIn, and nearly everywhere else you find yourself writing. Grammarly is a writing assistant that goes deeper than grammar to offer you comprehensive writing feedback. You can be confident that your writing is not only correct but clear and concise, From grammar and spelling to style and tone, Grammarly helps you eliminate writing errors and find the perfect words to express yourself. You will be regarded as a professional writer.

Grammarly Suggestions

A few seconds after you incorporate your text, this proofreading tool underlines grammar mistakes similar to what you see in Microsoft Word.
Grammarly Premium also provides more detailed suggestions than the free version about why you made a writing mistake such as errors in sentence structure.
This is particularly useful if you’re a non-native English writer or if you want to improve your knowledge of English language grammar rules. There’s a Grammarly handbook filled with grammar tips if you need more help.
However, you should still exercise judgment before deciding what to fix and what to leave.

One of Grammarly’s new features analyzes the Flesch reading level ease of your text – it estimates what level of education a person needs to read your content easily.

The Plagiarism Checker

Included in your Grammarly account, is a plagiarism checker, which can be useful if you’re writing academic content or reviewing a peer’s work.
Bloggers and content marketers find this very useful. It allows them to check if they have inadvertently copied text from their research sources and then forgotten to edit their content to make the text original.
This feature might also appeal to college students who are concerned about citing too heavily from their sources.
If you can post on Facebook, you can use Grammarly Premium or the free version.

Is Grammarly Easy to Use?

Thanks to the apps for Windows and Mac, the web Grammarly extension and even mobile ones, it takes only a few minutes to install Grammarly and make this real-time grammar and spelling checker part of your writing workflow.

Early in 2018, the Grammarly desktop apps for Windows, Mac, iOS and so on were updated.
They also improved their user experience and added a number of additional features like writing insights and setting writing goals.
I do use the Grammarly Microsoft Office plugin so often in my Word documents and Outlook emails.

I also use the Grammarly Chrome extension to check shorter pieces of writing, like emails and potentially embarrassing social media posts.
The company offers you a specialized Grammarly keyboard for mobile devices so you can apply the tool to your writing on Facebook, Twitter, LinkedIn, GMail, and other web pages and platforms you type on.
With this, you can enable Grammarly checking on most apps on your phone automatically – which makes creating mistake-free text and documents a breeze.

Pricing options

Here are the Grammarly pricing options as of this year at the time of writing this article.

Grammarly Premium monthly subscription costs $29.95 per month.
Grammarly Premium quarterly subscription costs 19.98 per month, billed as one payment of $59.95.
Grammarly Premium annual subscription costs $11.66 per month, billed as one payment of $139.95.
You could always try Grammarly for free in case you want to test it out first. Because I am writing a book and use it for business writing, I will be upgrading to a premium soon.«

Investing in Small Apartments for Monthly Income

Many real estate investors today are looking for ongoing income, especially as they grow closer to retirement age. One of the best types of income-producing investments is the smaller apartment building.
small apartment building
Let’s consider the nuances of this type of purchase…
We usually define a smaller apartment building as one that contains 5-10 units. Anything below five units is either a multi-family or single-family property.
Anything above that number is considered a larger apartment building.

Advantages of a Small Apartment Building

The smaller apartment building has many advantages over its larger counterpart. First, and most importantly, it is cheaper to own because the down payment is lower and ongoing maintenance costs are less.
Smaller apartments are easier to manage than the larger ones, and there is usually a better rate of return, as each unit derives more in rent.
Financing a property that is greater than four units requires a commercial, rather than a residential loan. Banks often require a 25% down payment, but there are also deals where a motivated owner is selling privately and is willing to hold the mortgage and take a smaller down payment.
However, even with owner financing, there is usually a balloon payment due within 10 years or less, so eventually, you still have to refinance with 25% down.

Distressed Properties – Yes or No?

In my area of Northeast Florida, there were some spectacular deals on smaller apartment buildings from 2009-2011 when the recession was in full force. But with so many people unemployed, the units were often 80% or 100% vacant, and that’s why these distressed properties were being sold so cheaply.
“While the cost-savings of buying a distressed property are attractive, it’s important to remember that these types of properties sometimes come with risks,” said Rick Sharga, Executive Vice President of Ten-X, an online real estate marketplace.
“Successful investors don’t exclusively focus on the acquisition cost; they also look at estimated profits from cash flow and the long-term potential of a property.”
So when you’re buying a distressed apartment, you may have to ride out the bad times while simultaneously improving the building in an effort to attract good tenants down the road.
I know one South Carolina investor who recently sold an apartment complex he bought a…


4 Great Ways To Market Your Small Apartment Deals For Free

If you want to learn how you can make a deal for free, then continue reading. In the first instant, I overlooked this strategy until I learned this from experienced real estate investors like Edward Lance’s coaching and mentoring sessions.

I learned that not only can you leverage other peoples’money to get deals for free[no credit card or cash of your own and bank qualifying] but can leverage other strategies to find people to buy or invest in your small apartment deals for free.

The four most effective and free strategies to market your deals with little or no money at all are through referrals, Charitable organisation,spying on your competitors activities and networking groups.

Networking Group


This is the easiet way to market your small apartment deals. The word of mouth is so powerful! People trust information handed over to them by frients and collegues than strangers.

I have bought items with this kind of strategy. Last month I was talking with her about how women in their menopausal age experience excessive sweating. She stated she was also experiencing the same problems but after buying a small and portable fun, her dignity was restored and she feels comfortable using it even in public.

I was encouraged and went to buy the fun for my wife. She is also feeling cool most of the time. This is how powerful the word of mouth can impact on our buying decisions.

You may have depended on the word of mouth at one time when you were shopping for a General Practitioner,Dentist,or a motor mechanic.

Even in the wake of online searching-Googling the web or using the yellow pages, the majority of us still depend on recommendation from our trusted person we already know.

This makes the referral strategy so important part of your business only if you uphold a good reputation in dealing with clients at all times. The more people spread your great services, the more you receive referrals to your company.

Joining Charitable Organisation

This is another free marketing strategy for your real estate investing deals. Participating in a fundraising activity or being one of the board member of any charitable organisation can predispose your business to pool of potential investors who may be interested in your deals.

As a member, look for opportunities to give back to the community by donating or sign up a subscription to be remitting funds of your choice to the organisation.

I joined CareFlight, a charitable organisation that provides emergency care to individuals and families in Australia. I have an active monthly subscription to assist the crew carry out their activities effectively and I receive reports. This goes a long way to building favourable relationships between you and other people who support these charitable organisations and can lead to a worthwhile connection with your company and deals.

Charitable organisation

Copy Your Competitive Activities

Dont be an island, have an open mind and spy on your competitor. Get to know where they source their money and how they find deals.

You can even use your network to spy for you than spending time trying to research online.

Networking Groups

Networking with fellow workers, clubs and orgabnisations when you are a member can bring you closer to having your small apartment deals known.

Take opportunity when you are hanging out with workmates at break time, lunchtimes and let them know about your apartment deals and they may be interested or they might know someone who would be interested in your deal.

Don’t be shy to reach out to as many people as you can! There is an adage that says, “You have not because you ask not”

The four strategies mentioned above can be effective and free to use if you take advantage of them and will save you some money in advertising.

If you want to learn more on How to Profit with Small Apartments Using None of Your Own Cash or Credit, register for a free webinar

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