An Expert Team
We are an innovative company that Australians genuinely fuel. With the help of our team, which has been in the software industry for over ten years, you can make better use of your investment.
A collaborative mindset
We evaluate our performance based on how happy our customers are. How can we tell what it is you require? We ask! How can we verify that the features and capabilities promised have been fulfilled? You made it!
Dependability.
We follow through on what we promise. We value your confidence in us and always vow to be honest and dependable.
If you’re an entrepreneur, business owner, or working professional, C J Investiments can get you on the path to financial freedom as swiftly and effectively as feasible. We achieve this by providing the tools and knowledge you need to take control of your finances or your business and build wealth through your existing business. In as little as one to two years, ambitious business owners can establish their financial footing with the support of this novel and proprietary technique to manage their money and investments by establishing a stable financial foundation for future growth.
Possibly you’ve heard of this tune before.
The naive man built his house on the beach.
Put another way, he didn’t have much footing to stand on.
The prudent man, however, built his dwelling directly on solid rock.
This made his home sturdy even while storms raged outside.
As an analogy, it’s practically perfect for investors. I can guarantee that it will rain, the wind will blow, and you will feel it.
You can weather any market storm when you have established solid groundwork.
Charles, how do I get my hands on this?
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Happy Customers100%
SatisfactionReal estate investing can be a fantastic way to grow wealth over time, but like any other investment, it requires regular analysis and course correction to build a recession-proof real estate portfolio.
Here are some warnings that it’s time to rethink your approach to real estate:
There has been a shift in your financial priorities, and your property plan needs to adapt.
The value of your properties hasn’t increased as much as you’d anticipated.
Changes in the market
What worked well in the real estate market a few years back may not be as successful today. Property listings in your region may be on the market longer than usual if rental rates have dropped or both.
As you age or as your personal or professional circumstances change, your comfort level with taking risks may shift.
Investing in real estate can be tedious, so if you no longer appreciate it, you may want to look into other opportunities. Remember that your investments should reflect your interests and long-term objectives.
In conclusion, it is critical to regularly assess whether or not your property investment plan remains in line with your long-term financial objectives, risk tolerance, and the state of the market. If you, like other smart investors, are still looking for the outcomes you’d hoped for, it might be time to switch things up. We are here to help you.
Investing in developmental projects can shorten your path to retirement by up to two decades.
There are some things to ponder. I hope you enjoy your day.
Real estate investing can be a fantastic way to grow wealth over time, but like any other investment, it requires regular analysis and course correction to build a recession-proof real estate portfolio.
Here are some warnings that it’s time to rethink your approach to real estate:
There has been a shift in your financial priorities, and your property plan needs to adapt.
The value of your properties hasn’t increased as much as you’d anticipated;
Changes in the market
What worked well in the real estate market a few years back may not be as successful today. Property listings in your region may be on the market longer than usual if rental rates have dropped or both.
As you age or as your personal or professional circumstances change, your comfort level with taking risks may shift.
Investing in real estate can be tedious, so if you no longer appreciate it, you may want to look into other opportunities. Remember that your investments should reflect your interests and long-term objectives.
In conclusion, it is critical to regularly assess whether or not your property investment plan remains in line with your long-term financial objectives, risk tolerance, and the state of the market. If you, like other smart investors, are still looking for the outcomes you’d hoped for, it might be time to switch things up. We are here to help you.
There are some things to ponder. I hope you enjoy your day.
C J Investiments Pty Ltd was established in 2006 with the goal of empowering everyday Australians and Kiwis to grow and protect their wealth. Our goal is to assist our clients in achieving their goals by providing direction, motivation, and inspiration, as well as assisting them in performing at their peak. We accomplish this by instructing them on how to build their wealth through real estate investing and business education, which includes entrepreneurship, mentoring and coaching, and online learning. To test the waters, we bought our first Investment in New Zealand by then, worth $153,702, held it for 3 years then sold it at $190,457.60. From then on, we developed other projects not limited to the following Affiliate websites:
Blog That Wow: Free Give away blogs As Easy As Email
In 2009, we bought a new 4 bedroom property in Aotea Block at $440,000, managed by Quinovic management property at $560/w rental income.
2016 sold it at a profit of $264,000 and helped us stretch our investment muscle in Australia. We invested in 2 units at 1–5 Olive York Way, Brunswick West Victoria and one family unit on Gawthern Terraces, Gold Coast
CJ Investiment expanded its wings, enrolled in the first-ever introduced Real Estate Rescue, Master Wealth Control, Flipping Houses Australia and Business Turn-Around Programs via GD Institute of Australia to become an area expert in everything to do with real estate investing in my community and regional areas of Australia. The training gave me a strong foundation for building my portfolio in real estate as an entrepreneur and business builder. Today I am who I am because of this training! In addition, I have been mentored by international real estate experts like Edwards Lance, an expert in a small apartment building. His teaching has earned him millions of dollars and has trained thousands of students worldwide. For locals, we provide a tailored transition from not owning a house to acquiring one through a smooth digital experience of EK Capital & C J Investiments partnership, a specialised and best mortgage broker in Australia, offering exceptionally competitive negotiated home loan packages customised to your circumstances,from a team of amiable Lending Specialists panel to give you more freedom and a more positive financial experience. Sign up for a no obligation inquiry here!
I acquired two units in Olive York Way, Brunswick West-Melbourne CBD, off-plan by paying a 10 percent deposit. 12 months later, settlement was completed and ushered in tenants, managed by Motion Property Management. We are receiving rentals fortnightly from our loyal clients.
We acquired another townhouse in Gold Coast, Pimpama Area, Brisbane, worth $460,000, being managed by Coast Future Development LTD.
I developed an online course in real estate investing, coaching and mentoring new real estate investors on financial literacy and their responsibilities for self-direction to optimize their investment portfolios, as education in this field is the key to successful investing.
Established SMSF[Goldfish Super Fund] to manage and accelerate real estate investments.
Partnered with SMSF experts to provide education on superannuation, debt reduction taxes, accounting services, and refinance.
We partner with experts in lead generation to help real estate entrepreneurs scale their real estate portfolio faster in the post-Covid -19 pandemic.
Developed a partnership program to collaborate with like-minded individuals in real estate investments across Australia and beyond.
Charles Vincent Kaluwasha
Founder & C E O and controls over $2.5 million in multifamily real estate across Australia and Zambia.
He’s the leading authority on apartment building investing and has helped other families purchase over 2 multifamily units valued at over $4M through his content training and coaching programs. He is also the head of Cedar Tree Equity Fund and has good working relationships with other professionals in the industry. Read more of his story here
Director of Investor Relations (Vacant)
This position is a people person through and through and takes care of our investors– both for new acquisitions and for assets already in our portfolio.
Director of Asset Management (Vacant)
This position entails handling all aspects of managing the properties we acquire. Provides the communication link with our property managers weekly and makes sure we’re on track with our business plan for each property.
As President of CJInvestiment, Charles manages all aspects of our portfolio, including acquisitions, asset management, and capital raising.
Before joining CJinvestiment, he worked as a designer and self-made real estate entrepreneur. Charles has a corporate design and marketing career that spans less than a decade.
He is a Co-Founder of Messy Solutions, a carpet cleaning company in Perth.
Professor Davey Malinda Malinda-Director of Acquisitions and Research (Zambia)
Davey Malinda heads up our acquisitions team and manages all sourcing, underwriting, due diligence, and closing in Zambia. Davey has been in the multifamily investment industry since 2011, and in 2013 he built 4 units to house University students who had no accommodation and his firm grew from 0 to 8 units and a management company with 2 employees; he successfully exited that venture and teamed up with investments.
Davey graduated from University of Zambia with a doctor’s degree in education and organizational leadership.
The team is growing as we expand our services to as many investors as we can attract through education and collaboration.
Investors who are confident and ready to invest with us, can express their interest through this form
I look forward to working with you. God bless and take care!
Published # 1 Amazon Best Seller Book, Bringing Value, Solving Problems, and Leaving a Legacy.
Signed a partnership with Sanjay Kalra and Associate of New Delhi(Law Firm), India.
We partnered with 4 other investors from Australia to build student accommodation in Zambia.
I signed a memorandum of understanding with EDC Zambia Limited for 5 years to provide entrepreneurship and small business courses to high school, college, college and university students and those in informal and formal employment.
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This year, we teamed up with 6 authors to write yet another exciting book, Struggles and Triumphs” of immigrants to Australia. These authors has shown resilience in times of struggles and come out victorious. Its a book that can inspire you if you are sitting on the side wall moaning and complaining. I urge you to get yourself a copy today and get inspired! Click here to get your copy
In 2020, four entrepreneurs partnered with me to solve student accommodation in Lusaka, Zambia, by building 12 new units in Silverest, near Lusaka University.
In 2022, Charles and 6 other entrepreneurs founded the African Language Academy of Australia (ALAA) to teach African languages to children born in the Diaspora.
Charles continues to support the Victoria University of Wellington as an alumina by mentoring final students for a job search. To support his communities, Charles provides monthly financial support to two of his favorite charitable organizations, CareFlight and Peter Mac Cullam Cancer Foundation.
C J Investiments Pty Ltd has signed a MoU with PAGODA Projects of UK to host online INTERNS from universities of UK, Australia, New Zealand and Singapore
We launched our Software company, PLAPOL SOFTWARE to help business owners work effectively and efficiently using new tools on the market.
We are able to develop booking systems, real estate software, transportation and logistics software, hotel and restaurant software, membership/e-learning software, and any custom software. Business owners can contact me for free consultation using my calendar on the website.
I have known Charles Vincent Kauwasha for many long years now since we first met in Accident and Emergency department of Hutt Hospital Lower Hutt New Zealand, where he was an emergency nurse. I had a problem with my heart and very quickly learnt to trust him with my life! we got talking about our businesses and exchanged contact details. Charles has been a loyal friend and business contact here and on whatsapp etc ever since that time, even after he moved from New Zealand to Australia. Charles is a very honest, loyal and trustworthy person, both in business and as a friend. I highly recommend Charles as a safe person to know and do business with.
Charles has provided me with many – free but easy to use marketing tools. If you are new to affiliate marketing – Charles is the best person to go to
With his humble beginnings overseas, Charles would be a perfect mentor for someone feeling trapped with not much to look forward to in future. Listen to his story and be amazed and inspired… starting with nothing to where he is! He will teach you about the power of perseverance. Well done Charles
A unique and profound CEO I have seen in our times, I have seen the calibre in Charles. Charles has a performing influence drive from his desires to do work in an extraordinary way. Charles is adeliver, you will not regret working on projects with him
I Studied with Vincent Kaluwasha during this programme. A highly skilled and knowledgeable individual. Passionate about Occupational Health and would suitably work in the is capacity anywhere in the world”.
JACOB JOSEPH SAKALA-NURSE CONSULTANT
Charles is a man with a great deal of integrity and takes pride in his work
I’ve known Charles for many years and every encounter has been a happy one….he has a wonderful attitude towards life. He is a man of integrity
C J Investiment helped me to secure my first investment with couple of weeks. I will recommend their services to anyone looking for best investment in any city or country
I have seen how Charles has evolved from nothing to setting up a real estate portfolio with determination -Jessica McDade He is a man of integrity and passion who leaves a stone unturned!
All the developers of D5 Creation have come from the disadvantaged part or group of the society. All have established themselves after a long and hard struggle in their life
Thanks to you Charles, we can be there when the worst happens to give people the emergency medical care they need – and rapid transport to hospital. Your support means that CareFlight can fly at a few minutes’ notice, to some of the most inhospitable places in this country. It means patients like Simon can be reached quickly with hospital-level emergency care at the scene – and in cases like Simon’s every minute counts.
On behalf of everyone at CareFlight, thank you for your generosity – and have a wonderful holiday season. Thank you so much
Dear CVK, Awesome, a huge thank you for your prompt response!!! I feel blessed to know you.I love your inspiring video and I have learnt a lot from your nicely arranged presentation. I can’t remember the question I paused to you myself but it feels like whatever it was I asked you has been effectively dealt with in your powerful video. By the way, I strongly feel you can make a good mentor of mine considering the massive education and experience you have acquired through the years. Let me know if you can do this for me because I firmly believe there is a purpose why God brings certain people into our lives which is to help us achieve our fullest potential and arrive at our God-given destiny. Remain blessed forevermore in Jesus mighty name, Amena!!! By the way, many thanks for your quick encouraging feedback and for the free book offer on how to attract people to my biz.Will study the book ASAP and I should be able to implement what I will learn and will see where that will take me. I am looking forward to a rewarding interaction between the two of us. Once again, thank you for your non-wavering support and encouragement you have rendered to me over the years. I thought you had given up on me and forgotten about me since I appeared to be wasting your time. I am still interested in salvaging my life and do something new and big because I am tired and sick of living a mediocre kind of life. Please help me if you can by God’s grace. Have a blessed day my Brotherman
Charles, right now, a lot of people in this country are saying, “Thank you.”Thank you for being there when they needed help most. Thank you for taking charge when their world was turning upside down. Thank you for giving them confidence, when they were afraid and needed life-saving help. As a CareFlight Support Crew Member, you are making such a difference for so many people. Your regular donations help save lives and keep families together. Patients like Thomas, who told us, “You made it possible for me to survive.”And Agnes, who said, “I’m very grateful a service like CareFlight exists.”Below are some more messages of thanks: Thanks from the patients you help. As we head into another year, we know there will be even more people who will call on our services. So, I’d like to add my heartfelt thanks to those of our patients, for your steadfast support. Together we are ensuring CareFlight is always there for people when they call for our help. Whether it’s intubating a patient at the scene of an accident, or ensuring a newborn is safe on a flight from a remote area to a major hospital for treatment, our patients cannot speak highly enough of the care they receive. Charles, that care is part of a chain that starts with people like you. These expressions of gratitude, from all over the country and from all walks of life, show you how much your support is valued – and how much it is needed, more than ever. We can’t do what we do without you.
Dear Charles
If this year has taught us anything so far, it’s that none of us ever truly know what is around the corner.
That’s why I can’t thank you enough for your support that ensures we can continue to provide life-saving aeromedical care to Australians most in need.
Our CareFlight crews are in a unique position to understand what Australians have been going through. Every day, we care for people who have found their world shaken by a sudden accident or illness – coping with circumstances almost none expected to face when they woke up that morning.
People like Simon Bowman don’t like to rely on others for help. But one day, as he lay trapped inside his car after a terrible road accident, with suspected injuries to his spine and shoulder and a possible head trauma, Simon needed life-saving help desperately. CareFlight was there in a matter of minutes.
CareFlight’s rapid response helicopter service is so vital in situations like this. Our crew can be airborne in minutes and by the side of our patient, delivering hospital-level emergency care as fast as possible.
Simon doesn’t remember much about his accident, but he does recall the voices of the CareFlight crew as they worked urgently to treat his injuries. Simon told us: “I knew there was someone looking after me and that I was in good hands.”
Our mission is to deliver people the very best care. We’ve spearheaded international aeromedical innovations such as our stretcher bridge system and become the first civilian service to carry blood plasma to the scene of an accident.
The care, the state-of-the-art equipment, those voices which reassure patients that they are in the hands of skilled professionals they can trust – it’s all thanks to people like you.
Simon has recovered and recently visited our base to meet some of the crew. He has never forgotten the help he received from CareFlight, so meeting them again was an emotional experience.
Seeing the helicopter that transported him to hospital, he was amazed at its size. He confessed he’d never been that keen on helicopters, “but I was very keen that one was there that day.”
Your support for CareFlight is helping to save so many lives, like Simon’s.
Thank you so much.
HAPPY BIRTHDAY, CEO!! peacemaker, Shepherd, wise, intelligent, focused, hardworking, caring, loving, forgiving, Husband, Granddad and most importantly best Father Charles V. Kaluwasha. We’ve been truly blessed to have you as our mentor and protector. We thank God for keeping you alive and healthy. Today we celebrate your 60th, a blessed milestone! Next, we count down to your 100th BIRTHDAY. WE LOVE YOU and pray we have you as our father in the next life- @Kendy Kaluwasha
Charles is a very intelligent individual and is very knowledgeable in regards to the Australian Real Estate market. We continue to work a long side each other and we will be for a very long time. He is a much needed asset to my business and growth of my business in the future.
Charles, is very knowledgeable about real estate and great person to connect with. He teaches what he has done himself.
My great sponsor, you inspired me a lot, you are really God sent, to make life better for me, I will not hide it from you, that I really have a little bit of financial contains, because all what I was saving for my travel I left 60%of the money to take care of my two children, to buy a bag of rice and different foods stuff. so here in Monrovia I don’t want to sit idle I just want to start some clothing business, so I am pleading what everything you help me with for the sake of God Almighty, God will surely triple it in return. Thanks sir and God bless you the great man one day you will be the richest man in Zambia, God bless you. I pray that the money will grow more than ten billion dollars. Amen sir, thank you sir, one day you will be a leader in Zambia, by the Grace of God, that my vision for you sir.
Thank you sir hope your work and business expand. Greatness is your portion on a daily basis. You inspire many to pursue their dream, so good to see you pave the way.
You are just not any other resource mwanta, but a creative, proactive and as sharp as a double-edged sword. I love the way you have put together connected opportunities available in our programme and the turning of light by the blind buddy. This is awesome, This is incredible!! https://www.entredevec.com/
Hello. How was the day? Mine was fine, and I was reading the testimonies people are presenting about you. You are great, and I want to learn from you. I am really impressed with your work, experience and expertise. Continue helping us.
The book Launch speech On 25 November, my co-authors and I had to present our speeches. One week later, this is what people had to say… Mwebantu…who has @Charles Kaluwasha speech at the book launch 😄 It was POWERFUL-Cranston I tell you, that was captivating I don’t think people remembered to press record. For the book am reading ba @Charles Kaluwasha story and while reading am imagining it being told just like the speech 😀. -Cranston I hope someone captured it; maybe check the zoom recording as well. He was on fire 🔥 🔥🔥🔥🔥 It was fun to listen to. –Cranston Personally, I can confess…after technical difficulties and having to personally meet and speak to the VIPs I invited…it was VERY refreshing to sit in the audience and just take in what you had to say. It was so good 😄-Cranston Yeah, he was on fire…I thought he was going to make a book launch altar call 😄. There was so much energy, and time was not our best ally; otherwise, we were going to spend a night there.- Paster Kennedy Phiri The story is also good, so authentic and inspiring. If I was not yet abroad, that is the story I would like to read. The speech made me want to read it first, despite being the last reading 📖.-Theresa D’Amaden
Hi Charles, I hope this message finds you well. I have been inspired by your achievements as the Founder & CEO of CJI, a Real Estate Investor & Developer, as well as your status as a #1 Amazon Bestselling author. Your entrepreneurial skills and dedication to delivering exceptional results for over 10 years are truly commendable. As a mortgage broker, I understand the importance of having a strong network of professionals to support and empower success. I wanted to reach out and offer my assistance as well as explore potential collaboration opportunities with you. Whether you need assistance with home loan refinancing, business loans, or any other financial solutions, our team is here to help. We specialize in tailoring our services to meet the unique needs of busy professionals like yourself. With our expertise, we can provide the support you need to fuel your real estate ventures and continue your entrepreneurial journey. Additionally, I wanted to highlight our referral program. We believe in the power of collaboration and building strong relationships within the industry. If you come across any individuals or clients who could benefit from our services, we would be more than happy to assist them. Likewise, we would be glad to refer clients to you whenever there is an opportunity to leverage your exceptional entrepreneurial skills, coaching, and mentorship. I would love to have a quick chat with you to discuss how we can collaborate and support each other’s success. Looking forward to the opportunity to collaborate with you, Charles, and empower each other’s entrepreneurial journeys. Jay Menon www.jjmfinancespecialists.com.au
Congratulations partner on the 6th year anniversary of your hard work. Your ability to embrace open-mindedness, being passionate, having a sense of selflessness and fulfilment of life; with the greatest desire to impact others, are the greatest keys that have helped you to record such an amazing achievement.