The Manifesto of the Money Movement

The Manifesto of the Money Movement

Every single day of our children’s lives, they will be put through their paces in terms of money management.

However, because we were never taught these skills in school, the majority of us had to learn them the hard way.

We need to do more to make a difference.

The following are the five primary objectives of the Money Movement:

Every year, implement a practical 4-to-6-week Money Challenge that is both fun and educational.

When literacy rates were declining, the Premier’s Reading Challenge was established to encourage children to read more — and it was a success! As an example, I’m encouraging state governments to support a Money Challenge — not just another requirement in an already overburdened curriculum, but something exciting that schools will participate in because it is both necessary and enjoyable!

New entrepreneurial minds to drive the economy

Demonstrate to primary school students the importance of working, saving, spending, and giving.

When you get children excited, it’s amazing what can happen to them. In the course of a Money Challenge pilot program at a school in Hervey Bay (one of the nation’s most impoverished regions), a six-year-old came up with the idea of using money from their class’s ‘Give’ fund to provide food to the homeless people in their local community. In both their personal lives and the lives of their neighbors, it was a life-changing experience.

Teach high school students how to find work and how to set up their savings accounts.

You recall thinking to yourself as a teenager in class, “How am I going to put this to use in the real world?” After learning at a pilot Money Challenge, I met teenagers who were the first family members to obtain employment and establish savings accounts. Consider what your life would be like if someone had assisted you in completing that task on your first paycheck. That is something I want for every Australian and Zambian child. Let’s put them in a position to succeed.

Make a commitment to your own professional development. Teachers should receive financial education.

Teachers are not in the profession solely for the money: it is a vocation for them. Even so, it’s difficult to stand up in front of a group of year 9 students and speak about the dangers of credit cards (known as kaloba in Zambia) when you’re personally in debt to credit card companies. The bottom line is that in order to raise financially fit children, we must have financially fit teachers.

5. Ban all financial institutions from our educational institutions.

The equivalent of having Ronald McDonald teach our children about nutrition would be for banks to do the same thing. The financial education of our children is far too important to leave to others. The government financial regulator (ASIC in Australia; think of a financial regulator in Zambia-] is independent of commercial interests and should deliver the program, rather than the private sector.

This is something I sincerely believe, and I’ve been working on it — and piloting it in schools — for several years now. However, it is now necessary to take the next step and convince your state government to support your initiative.

This is something I want every Australian and Zambian child to learn. So, if you agree, I’d appreciate it if you could do me a favor:

Would you be willing to lend your support to this campaign by leaving a comment below:

The following are some of the opinions expressed by the general public regarding children learning financial literacy.

What could be more important than teaching children (who will, in turn, educate their parents) how to manage their financial resources? Indeed, the current curriculum is just as important as it was in the past. And I’m sure they’ll enjoy learning about it even more than any other subject.

A more critical time has never existed for children to learn about money and financial literacy.

According to some experts, education in financial literacy should be the most important subject covered in our educational curriculum. Please, our political leaders, support Scott’s proposal for the ‘Money Movement’ so that our future children will not be forced into poverty. Thanks

What could be more important than teaching children (who will, in turn, educate their parents) how to manage their financial resources? Without a doubt, it is every bit as important as the current curriculum. And I’m sure they’ll enjoy learning about it even more than any other subject.

A more critical time has never existed for children to learn about money and financial literacy.

I must sign this petition because financial literacy is just as critical as learning to read and write.

It is the way our worldview is formed (particularly before the age of nine) that sets the stage for how we behave with money and whether it results in healthy or stressful behaviour.

To me, teaching kids fundamental money skills is essential. There should be no hype, no advertising, just the truth about how we can choose to control money or allow money to control our lives, and that’s what I believe should be taught.

The Barefoot Investor was one of the first financial books I ever read, and I can’t believe how much faster I’m saving now. This would make an excellent educational program for children.

This is the proper financial education that should be provided to all school-aged children.

Yes, children must learn about money management skills to be successful in the future. I wish I had learned about money management skills in school.

No one taught me anything about money management when I was a child, teenager, or student that I am signing this petition. It is the essential lesson currently missing from the curriculum, which must be addressed immediately.

I’m signing because teaching children and adults about money management is fundamental to helping them on a daily basis and in the future: the greater the number of people who prosper, the more financially secure the community.

This is a practical life skill that children require. I wish we had something like this back in the day!!!

Children must learn how to manage their finances responsibly.

Enroll in a free financial class now

Testimonials

I have known Charles Vincent Kauwasha for many long years now since we first met in Accident and Emergency department of Hutt Hospital Lower Hutt New Zealand, where he was an emergency nurse. I had a problem with my heart and very quickly learnt to trust him with my life! we got talking about our businesses and exchanged contact details. Charles has been a loyal friend and business contact here and on whatsapp etc ever since that time, even after he moved from New Zealand to Australia. Charles is a very honest, loyal and trustworthy person, both in business and as a friend. I highly recommend Charles as a safe person to know and do business with.

Gabrielle Jane Gibson Artist

Charles has provided me with many – free but easy to use marketing tools. If you are new to affiliate marketing – Charles is the best person to go to

Ivana Bosnjak

With his humble beginnings overseas, Charles would be a perfect mentor for someone feeling trapped with not much to look forward to in future. Listen to his story and be amazed and inspired… starting with nothing to where he is! He will teach you about the power of perseverance. Well done Charles

Lucius Chongo

A unique and profound CEO I have seen in our times, I have seen the calibre in Charles. Charles has a performing influence drive from his desires to do work in an extraordinary way. Charles is adeliver, you will not regret working on projects with him

ChisangaKelvin Chisanga

I Studied with Vincent Kaluwasha during this programme. A highly skilled and knowledgeable individual. Passionate about Occupational Health and would suitably work in the is capacity anywhere in the world”.
JACOB JOSEPH SAKALA-NURSE CONSULTANT

LOCUMS / RECRUITMENT

Charles is a man with a great deal of integrity and takes pride in his work

Michelle Jayes

I’ve known Charles for many years and every encounter has been a happy one….he has a wonderful attitude towards life. He is a man of integrity

Trevor Gordon

C J Investiment helped me to secure my first investment with couple of weeks. I will recommend their services to anyone looking for best investment in any city or country

Henry Smith

I have seen how Charles has evolved from nothing to setting up a real estate portfolio with determination -Jessica McDade He is a man of integrity and passion who leaves a stone unturned!

Jessica McDade

All the developers of D5 Creation have come from the disadvantaged part or group of the society. All have established themselves after a long and hard struggle in their life

D5 Creation Team

Thanks to you Charles, we can be there when the worst happens to give people the emergency medical care they need – and rapid transport to hospital. Your support means that CareFlight can fly at a few minutes’ notice, to some of the most inhospitable places in this country. It means patients like Simon can be reached quickly with hospital-level emergency care at the scene – and in cases like Simon’s every minute counts.
On behalf of everyone at CareFlight, thank you for your generosity – and have a wonderful holiday season. Thank you so much

Mick Frewen

Dear CVK, Awesome, a huge thank you for your prompt response!!! I feel blessed to know you.I love your inspiring video and I have learnt a lot from your nicely arranged presentation. I can’t remember the question I paused to you myself but it feels like whatever it was I asked you has been effectively dealt with in your powerful video. By the way, I strongly feel you can make a good mentor of mine considering the massive education and experience you have acquired through the years. Let me know if you can do this for me because I firmly believe there is a purpose why God brings certain people into our lives which is to help us achieve our fullest potential and arrive at our God-given destiny. Remain blessed forevermore in Jesus mighty name, Amena!!! By the way, many thanks for your quick encouraging feedback and for the free book offer on how to attract people to my biz.Will study the book ASAP and I should be able to implement what I will learn and will see where that will take me. I am looking forward to a rewarding interaction between the two of us. Once again, thank you for your non-wavering support and encouragement you have rendered to me over the years. I thought you had given up on me and forgotten about me since I appeared to be wasting your time. I am still interested in salvaging my life and do something new and big because I am tired and sick of living a mediocre kind of life. Please help me if you can by God’s grace. Have a blessed day my Brotherman

Edward Besa

Charles, right now, a lot of people in this country are saying, “Thank you.”Thank you for being there when they needed help most. Thank you for taking charge when their world was turning upside down. Thank you for giving them confidence, when they were afraid and needed life-saving help. As a CareFlight Support Crew Member, you are making such a difference for so many people. Your regular donations help save lives and keep families together. Patients like Thomas, who told us, “You made it possible for me to survive.”And Agnes, who said, “I’m very grateful a service like CareFlight exists.”Below are some more messages of thanks: Thanks from the patients you help. As we head into another year, we know there will be even more people who will call on our services. So, I’d like to add my heartfelt thanks to those of our patients, for your steadfast support. Together we are ensuring CareFlight is always there for people when they call for our help. Whether it’s intubating a patient at the scene of an accident, or ensuring a newborn is safe on a flight from a remote area to a major hospital for treatment, our patients cannot speak highly enough of the care they receive. Charles, that care is part of a chain that starts with people like you. These expressions of gratitude, from all over the country and from all walks of life, show you how much your support is valued – and how much it is needed, more than ever. We can’t do what we do without you.

Kind regards-Mick Frewen

Dear Charles
If this year has taught us anything so far, it’s that none of us ever truly know what is around the corner.
That’s why I can’t thank you enough for your support that ensures we can continue to provide life-saving aeromedical care to Australians most in need.
Our CareFlight crews are in a unique position to understand what Australians have been going through. Every day, we care for people who have found their world shaken by a sudden accident or illness – coping with circumstances almost none expected to face when they woke up that morning.
People like Simon Bowman don’t like to rely on others for help. But one day, as he lay trapped inside his car after a terrible road accident, with suspected injuries to his spine and shoulder and a possible head trauma, Simon needed life-saving help desperately. CareFlight was there in a matter of minutes.
CareFlight’s rapid response helicopter service is so vital in situations like this. Our crew can be airborne in minutes and by the side of our patient, delivering hospital-level emergency care as fast as possible.
Simon doesn’t remember much about his accident, but he does recall the voices of the CareFlight crew as they worked urgently to treat his injuries. Simon told us: “I knew there was someone looking after me and that I was in good hands.”
Our mission is to deliver people the very best care. We’ve spearheaded international aeromedical innovations such as our stretcher bridge system and become the first civilian service to carry blood plasma to the scene of an accident.
The care, the state-of-the-art equipment, those voices which reassure patients that they are in the hands of skilled professionals they can trust – it’s all thanks to people like you.
Simon has recovered and recently visited our base to meet some of the crew. He has never forgotten the help he received from CareFlight, so meeting them again was an emotional experience.
Seeing the helicopter that transported him to hospital, he was amazed at its size. He confessed he’d never been that keen on helicopters, “but I was very keen that one was there that day.”
Your support for CareFlight is helping to save so many lives, like Simon’s.
Thank you so much.

Mick Frewen

HAPPY BIRTHDAY, CEO!! peacemaker, Shepherd, wise, intelligent, focused, hardworking, caring, loving, forgiving, Husband, Granddad and most importantly best Father Charles V. Kaluwasha. We’ve been truly blessed to have you as our mentor and protector. We thank God for keeping you alive and healthy. Today we celebrate your 60th, a blessed milestone! Next, we count down to your 100th BIRTHDAY. WE LOVE YOU and pray we have you as our father in the next life- @Kendy Kaluwasha

Kendy Kaluwasha

Charles is a very intelligent individual and is very knowledgeable in regards to the Australian Real Estate market. We continue to work a long side each other and we will be for a very long time. He is a much needed asset to my business and growth of my business in the future.

Eren Kutup

Charles, is very knowledgeable about real estate and great person to connect with. He teaches what he has done himself.

Raju Datla

My great sponsor, you inspired me a lot, you are really God sent, to make life better for me, I will not hide it from you, that I really have a little bit of financial contains, because all what I was saving for my travel I left 60%of the money to take care of my two children, to buy a bag of rice and different foods stuff. so here in Monrovia I don’t want to sit idle I just want to start some clothing business, so I am pleading what everything you help me with for the sake of God Almighty, God will surely triple it in return. Thanks sir and God bless you the great man one day you will be the richest man in Zambia, God bless you. I pray that the money will grow more than ten billion dollars. Amen sir, thank you sir, one day you will be a leader in Zambia, by the Grace of God, that my vision for you sir.

Landlot Frazer

Thank you sir hope your work and business expand. Greatness is your portion on a daily basis. You inspire many to pursue their dream, so good to see you pave the way.

Miri Mulugeta-entrepreneur,New Zealand

You are just not any other resource mwanta, but a creative, proactive and as sharp as a double-edged sword. I love the way you have put together connected opportunities available in our programme and the turning of light by the blind buddy. This is awesome, This is incredible!! https://www.entredevec.com/

Steward Makanse

Hello. How was the day? Mine was fine, and I was reading the testimonies people are presenting about you. You are great, and I want to learn from you. I am really impressed with your work, experience and expertise. Continue helping us.

Prisca Chipundu

The book Launch speech On 25 November, my co-authors and I had to present our speeches. One week later, this is what people had to say… Mwebantu…who has @Charles Kaluwasha speech at the book launch 😄 It was POWERFUL-Cranston I tell you, that was captivating I don’t think people remembered to press record. For the book am reading ba @Charles Kaluwasha story and while reading am imagining it being told just like the speech 😀. -Cranston I hope someone captured it; maybe check the zoom recording as well. He was on fire 🔥 🔥🔥🔥🔥 It was fun to listen to. –Cranston Personally, I can confess…after technical difficulties and having to personally meet and speak to the VIPs I invited…it was VERY refreshing to sit in the audience and just take in what you had to say. It was so good 😄-Cranston Yeah, he was on fire…I thought he was going to make a book launch altar call 😄. There was so much energy, and time was not our best ally; otherwise, we were going to spend a night there.- Paster Kennedy Phiri The story is also good, so authentic and inspiring. If I was not yet abroad, that is the story I would like to read. The speech made me want to read it first, despite being the last reading 📖.-Theresa D’Amaden

African Language Academy Founders

Dear Charles,

As we enter the new year together, I wanted to take a moment to share with you, Charles, all the amazing achievements, breakthroughs, and stories in cancer research that you helped bring to life in 2022.

I am so grateful for your unwavering support as a Discovery Partner. It’s obvious to me you care deeply about accelerating cancer research and saving lives from this devastating disease.

That’s why I am so excited for you to read about some of the extraordinary research that your compassion, kindness and generosity have made possible over the last year.

“You’re making a difference to what we want to do as researchers and, more importantly, you’re making a real difference to patients. Thank you.”
– Associate Professor Ben Tran

Over the next few weeks, make sure to check your inbox for a collection of heartfelt stories from patients, their families, and our very own Peter Mac researchers on the monumental impact you’ve had on their lives. It is my hope that you’ll see just what a difference you make to the work and lives of all researchers and patients at Peter Mac.

In the meantime, I’d like to invite you to take a virtual tour of our cancer research labs at Peter Mac, and give you a behind-the-scenes look at the specialised technologies and resources that your generosity supports. Your gifts are so crucial to the discovery of new cancer cures and treatments.

I am amazed by the innovative work in cancer research happening every day here at Peter Mac. It is truly amazing – and it’s all thanks to the support of people like you.

Thank you for all you’ve done to help accelerate cutting-edge cancer research in 2022. I am excited to see what your support will bring to cancer research in 2023.

With my warmest regards,

Kate Torney OAM
Chief Executive Officer
Peter MacCallum Cancer Foundation

P.S. Thanks to people like you, our researchers can generate new discoveries that move us closer to a cancer-free future. I hope you’ll enjoy reading the stories that you helped make possible over the coming weeks.

How you saved lives in 2022

Hi Charles, I hope this message finds you well. I have been inspired by your achievements as the Founder & CEO of CJI, a Real Estate Investor & Developer, as well as your status as a #1 Amazon Bestselling author. Your entrepreneurial skills and dedication to delivering exceptional results for over 10 years are truly commendable. As a mortgage broker, I understand the importance of having a strong network of professionals to support and empower success. I wanted to reach out and offer my assistance as well as explore potential collaboration opportunities with you. Whether you need assistance with home loan refinancing, business loans, or any other financial solutions, our team is here to help. We specialize in tailoring our services to meet the unique needs of busy professionals like yourself. With our expertise, we can provide the support you need to fuel your real estate ventures and continue your entrepreneurial journey. Additionally, I wanted to highlight our referral program. We believe in the power of collaboration and building strong relationships within the industry. If you come across any individuals or clients who could benefit from our services, we would be more than happy to assist them. Likewise, we would be glad to refer clients to you whenever there is an opportunity to leverage your exceptional entrepreneurial skills, coaching, and mentorship. I would love to have a quick chat with you to discuss how we can collaborate and support each other’s success. Looking forward to the opportunity to collaborate with you, Charles, and empower each other’s entrepreneurial journeys. Jay Menon www.jjmfinancespecialists.com.au

Jay Menon, Principal and COO at JJM Finance Specialists

Congratulations partner on the 6th year anniversary of your hard work. Your ability to embrace open-mindedness, being passionate, having a sense of selflessness and fulfilment of life; with the greatest desire to impact others, are the greatest keys that have helped you to record such an amazing achievement.

Keep up the good work.

Sincerely yours,

Steward Makanse

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