creditscore

Australians granted a six-month deferral on loan repayments, can this affect your credit rating?

Australians granted a six-month deferral on loan repayments, can this affect your credit rating.According to The Australian Banking Association (ABA)  announcement any Australian who is granted a six-month deferral on loan repayments be it on a  mortgage or other credit products, will not have their credit rating affected. Eligibility will depend on previous credit history, […]

Buying After Being Declared Bankruptcy

Declaring Chapter 7 or Chapter 13 bankruptcy is often devastating and can turn your home buying plans upside down.Going into bankruptcy shuts down your ability to borrow money or use a credit card, severely lowering your credit score. It will take some time to build back enough credit to apply for a new credit card or to […]

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